Insurance Administration as an Employer

Zenefits helps with benefits administration by eliminating much of the paperwork required for employers to submit to carriers, however there are still some items and issues that may come up that need the employer's attention. Learn more about those items here.


Cafeteria Plan Overview

A cafeteria plan is a plan maintained by an employer for employees that meets the specific requirements and regulations of Section 125 of the Internal Revenue Code. It provides ... Learn more

Individual Health Plan and Medicare Premium Contributions

If an employee chooses to purchase an individual health plan through their local ACA Marketplace or Exchange or qualifies for Medicare, their employer is prohibited from dir... Learn more

Cafeteria Plan Compliance Agreement

When a new Cafeteria Plan compliance agreement needs a signature, administrators will see a notification banner on their dashboard. Recommended Email Response Copy and p... Learn more

Coverage Options for Terminated Employees

When an employee is terminated, their insurance coverage under their employer will cancel either at the end of the month of their termination date (most common cancellation date... Learn more

Medical Loss Ratios

The Medical Loss Ratio (MLR) is the proportion of premiums collected by a health insurance issuer that is spent on clinical services and quality improvement. The Medical Loss Ra... Learn more

Employer Reimbursements for Health Insurance Premiums

If an employer does not establish a health insurance plan for their employees but reimburses those employees for premiums they pay for health insurance, such arrangements are de... Learn more

Insurance Recertification and Employer Verification Forms

Recertification is the insurance carrier's way of confirming that a company can potentially meet (or still meets) plan guidelines prior to their policy renewal. While most recer... Learn more

Massachusetts Form 1099-HC

Form 1099-HC is a Massachusetts-specific tax document that serves as proof of Minimum Creditable Coverage (MCC) for health insurance in the previous filing year for MA resi... Learn more

Benefits Preview

Benefits Preview allows companies to share information about their insurance benefit offerings to prospective candidates or new hires, including plan details and cost estimates.... Learn more

What are my benefits obligations if I have linked companies?

When offering benefits, sometimes other closely-related organizations' actions may also impact your compliance. If the ownership structure or relationship between your company a... Learn more

Section 125 Compliance

Zenefits helps with your Section 125 compliance in the following ways: We have you sign a new Section 125 agreement every year after you complete renewal, with updated langua... Learn more

Group Eligibility for Small Employers

Each state has different definitions for what constitutes a “small employer.” These state law distinctions are important for state law insurance functions, like classification f... Learn more

How can I set/manage my employee’s enrollment deadlines?

Insurance carriers generally allow employees to make enrollment elections up to 30 days past the effective date for their coverage. For example, an effective date of 6/1 may hav... Learn more

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