Point of Service (POS)
A Point Of Service (POS) plan is a type of health insurance plan that a company can offer their employees. It combines elements of HMO plans and PPO plans, in the opposite way that an EPO does.
What makes a POS plan unique?
- POS plans usually require you to designate a Primary Care Physician, like an HMO.
- POS plans offer out-of-network coverage, like a PPO.