What are bundled insurance plans?

Some carriers offer packages of medical plans that are bundled together with dental and/or vision plans. Employees who choose to enroll in a bundled medical plan must also enroll in the associated dental and/or vision plans.

• Bundled plans combine lines of coverage with the same carrier.
• Enrollment in one line of coverage in a bundled plan includes enrollment in all lines of coverage bundled with that plan.
• The carrier decides the specific plans for each line of coverage that is bundled together. Employees cannot pick and choose individual plans for each line of bundled coverage.
• Employees cannot decline an individual plan within bundled coverage. Enrollment in bundled coverage is "all or nothing"; the entire bundle must be declined.